Who We Help

Our main concern is that you can afford the repayments and if you have any bad credit you can show the problems are in the past and will not affect your ability to repay our loan. We want to help people that aren't being helped by their banks or other lenders.

Our Requirements

You must be  ...

Aged 23 to 62
Full Time Employed
Earning £2,000+ per month after tax
Have your salary paid into a UK Bank Account

Responsible Lending

We are extremely committed to responsible lending which is really just common sense. We will make sure that you have all the information you need in order to make an informed decision about your loan and we will only lend to people who can afford to make the repayments. We use Open Banking to verify your income and expenditure for our affordability assessment.

Financial Difficulty

We understand circumstances change and would never ask you to pay anything you couldn't afford. If you get into trouble with repayments we want to help. Any genuine problems that arise will be dealt with sympathetically and we will try get you back on track as soon as we can. We will always treat you the way we would like to be treated ourselves.

Complaints

We really try to do a good job but if for any reason you feel dissatisfied with our service please just get in touch. Often times we may be able to resolve an issue on the same call. If you are still not happy you can see our formal complaints policy here.

CCTA

We are a member of the Consumer Credit Trade Association (CCTA). The CCTA was established in 1891, and for upwards of 100 years, has played a major role in ensuring high standards are delivered across the credit industry. As a CCTA member, we adhere to the reputable CCTA Code of Practice. As a customer, you can expect an ethical, reliable and open service from us.

For more information, see www.ccta.co.uk