TM Advances Ltd

Unsecured Loans £500 to £3,000

25 to 48 month terms

Representative 213.5% APR

Our APRs range from 97.2% to 246.6%. Most customers receive the Representative APR above or cheaper. The APR is subject to the amount you choose to borrow and your credit rating. We will give you the choice of all options available to you after we soft search your credit file. This does not affect your credit score and can only be seen by you.

We are the Lender

We lend funds directly to the customer. If you apply directly to us, there is no need to use a broker. We do not charge any fees and we can give you an instant in principle decision with no obligation.

Soft Credit Search

We give an immediate no obligation in principle decision without leaving a footprint on your credit file so it will not affect your credit score.

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Rachel Combes profile picture
Rachel Combes
29 March 2024
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Very good and efficient customer services. I'm very pleased
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Michael Cope profile picture
Michael Cope
28 March 2024
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The guys at T M advances were great. Mede things very easy and straightforward. Would strongly recommend them!
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Martin Milburn profile picture
Martin Milburn
21 March 2024
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After an initial rejection I was able to speak to your team and provide further information which was a revelation that a business did all it could to work with the latest information and assist me in my application. Couldn’t commend your staff enough.
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Antony Crist profile picture
Antony Crist
7 November 2022
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Fantastic service I don’t know we’re all the bad reviews come from I got behind and they helped me out treated just like any other main high street lender very polite when you speak to them or you have a problem yes there rates are high but it is sub prime finance so its what’s to expect and I know what I was paying when I signed the agreement
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Yvonne Quinn profile picture
Yvonne Quinn
3 August 2022
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Took out a £1500 loan and relayed it early a reduced rate to save myself £1500 interest. Really helpful company albeit an exceptionally high interest rate